Visa, Mastercard, PayPal push Agentic AI into payments rails

Agentic AI has the potential to reshape the payments landscape. It refers to autonomous systems that can work together toward a goal. They learn to make decisions that spark actions and adapt to situations based on their programming and data gathering. This is different from generative AI, which pulls in content based on prompts but may not execute workflows independently. Some of the biggest payment firms have already rolled out agentic AI payment solutions. So, is this technology a significant improvement for the US payment system, or is it accelerating an already complex system of payments innovation?

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