Choice of payment methods and new ways to pay

For face-to-face (F2F) purchases, debit cards are the most popular choice of payment method in all European countries, with the exception of Spain and Poland, where consumers continue to be heavy cash users. The Nordic region sees the highest use of debit cards, which are also heavily used in the UK, France, Ireland and Belgium. Encouragingly, debit card usage has finally overtaken cash in Germany.