Agentic commerce and the future of payments

Be the payment option agents can see and customers can trust. In 2030, we estimate that more than 30% of online commerce could run through AI agents, representing close to $3.1 trillion in transactions.¹ Those projections should immediately focus the minds of every payments leader on strategy. Why? Because the entire logic of how payments compete is about to change.
For decades, payments platforms mattered because they converted human intent into completed transactions. But they didn’t influence what a customer chose to buy. Now they do.  As people enable AI agents to take control of the purchase journey, agents can compress every step from discovery to checkout into a single, optimized and automated decision layer, including payment selection.