The 2007 Payment Services Directive was an initiative which aimed to establish a single payment market in the European Union to promote innovation, competition and efficiency in the EU that became a piece of pan-European legislation in 2009.
The Revised Payment Services Directive ( PSD2) is an updated proposal accepted by the European Parliament in 2015. There are many parts to PSD2, but the bit that matters most to me, that I will focus on for this article, is Strong Customer Authentication (SCA). Read more…
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