The future of payments: Trends and transformations

The fintech industry is undergoing a rapid transformation, driven by new technologies and evolving consumer needs. Similar to the internet and the dot-com crash of 2000, the fintech industry underwent a shakedown in 2022 which has helped to weed out the  weak business models and showed the resilience of the rest.
Today, nearly three years on, we are at an inflection point. While the growth parallels with the internet are yet to fully manifest, as business models adapt to the new normal, shaped by rising interest rates, inflation, and macroeconomic shifts, fintech  as a sector is poised to drive growth re-acceleration.