Industry insights blog

How GDPR kills the innovation economy
23 Sep: How GDPR kills the innovation economy

It wasn’t supposed to turn out this way. The seven key principles of GDPR
It’s somehow fitting that today, May 25th, marks my return to writing here on Searchblog, after a long absence driven in large part by the launch of NewCo Shift as a publication on Medium more than two years ago. Since then Medium has deprecated its support for publications (and…

Retailers risk frustrating online shoppers with out-of-date payment technology
22 Sep: Retailers risk frustrating online shoppers with out-of-date payment technology

New research from Barclaycard reveals that more than seven in ten retailers (72 per cent) haven’t introduced any new payment technology to their websites over the last two years*, despite consumer demand for a quick and convenient check-out process. While 86 per cent of retailers say they are looking to increase online transactions over the next 12 months, the study…

GDPR, ad fraud, and data privacy
20 Sep: GDPR, ad fraud, and data privacy

On 25 May 2018, the EU General Data Protection Regulation (GDPR) comes into force, replacing the 1995 EU Data Protection Directive. The GDPR strengthens the rights that individuals have regarding personal data relating to them and seeks to unify data protection laws across Europe, regardless of where that data is processed. The regulation could have a profound impact on the programmatic…

How people pay around the world and what it means for the future of payments
20 Sep: How people pay around the world and what it means for the future of payments

The US card payment system involves a series of middlemen taking a cut. Digital systems, like those used in China and Kenya, could threaten banks and other players.
Payments systems vary across the globe, from cash-based economies to those driven by credit. The way consumers pay in the US, for example, might seem obsolete to consumers in other countries.
In Kenya, anyone with a mobile…

Four components to a successful innovation strategy
19 Sep: Four components to a successful innovation strategy

Successful innovation is all about operationalization. The good news is that the path to operationalizing innovation looks remarkably similar for all financial institutions (FIs). Whether FIs are big or small, operationalizing innovation comes down to executing on the same four key tenets, starting with making innovation a mindset. FIs must take this mindset and bring it into every aspect of their processes,…

Gartner Magic Quadrant for digital commerce
18 Sep: Gartner Magic Quadrant for digital commerce

Strategic Planning Assumptions By 2020, smart personalization engines used to recognize customer intent will enable digital businesses to increase their profits by up to 15%.
By 2020, more than 50% of online sellers will either list their products on marketplaces or sell third-party products on their core commerce sites.
By 2020, 25% of leading online sellers will have enabled first-generation “commerce that…

eIDAS for SMEs
17 Sep: eIDAS for SMEs

eIDAS stands for electronic Identification ( eID), Authentication and Trust Services. The eIDAS Regulation established the framework to ensure that electronic interactions between businesses are safer, faster and more efficient, no matter the European country they take place in. eIDAS is a European Regulation that creates one single framework for eID and trust services, making it more straightforward to deliver services…