Banking, which is a heavily regulated industry, is changing partly due to regulations and also due to new players and tech-led experiences they are bringing to the customers. Among these regulations, there is one such regulation that has the potential to change banking forever: Open Banking. Using Open Banking, the financial institutions can securely provide other FIs and TPPS with seamless access to, and communication with, customer data through open Application Program Interfaces or APIs, but how did open banking come into existence? Read more…
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